The Pioneer Savings Bank in Cleveland, OH makes it easy to learn about your investment options. You can sit down with one of our banking experts to discuss your financial goals and we will lead you to success.
Certificate of Deposit
We offer a variety of saving certificates to build interest on.
| Term | Rate | APY | Minimum Balance |
|---|---|---|---|
| 6 Months | .40% | .40% | $2,500.00 |
| 1 Year | .50% | .50% | $500.00 |
| 18 Months | .65% | .65% | $500.00 |
| 2 Years | .80% | .80% | $500.00 |
| 30 Months | 1.00% | 1.00% | $500.00 |
| 3 Years | 1.25% | 1.25% | $500.00 |
| Money Market | .55% | .55% | $2,500.00 |
| * 1 Year CD Special | 4.10% | 4.16% | $2,500.00 |
| * 2 Year CD Special | 3.90% | 3.96% | $2,500.00 |
| * 3 Year CD Special | 4.00% | 4.06% | $2,500.00 |
| ** Money Market Special | 3.10% | 3.15% | $50,000.00 |
| *** Money Market Special | 3.20% | 3.25% | $100,000.00 |
*Rates are subject to change without notice.
*CD Special is for New Money Only.
*APY=Annual Percentage Yield assumes that all interest remains on deposit for full term. Early withdrawal penalties may apply on certificates.
** Effective August 11, 2026
*** Effective August 11, 2026
**Disclosure: Promotional Money Market Account Terms and Conditions This promotional Interest Rate and Annual Percentage Yield (APY) are valid exclusively for New Money Deposits matching or exceeding a $50,000.00 Minimum Balance Threshold.
***Disclosure: Promotional Money Market Account Terms and Conditions This promotional Interest Rate and Annual Percentage Yield (APY) are valid exclusively for New Money Deposits matching or exceeding a $100,000.00 Minimum Balance Threshold.
Regulatory Compliance and Account Restrictions Source of Funds: “New Money” is defined as funds not currently held on deposit with this institution.
**Balance Maintenance: Minimum daily balances must remain at or above $50,000.00 to qualify for the promotional rate.
***Balance Maintenance: Minimum daily balances must remain at or above $100,000.00 to qualify for the promotional rate.
**Rate Drop: Balances falling below $50,000.00 automatically revert to the prevailing standard Money Market rate.
***Rate Drop: Balances falling below $100,000.00 automatically revert to the prevailing standard Money Market rate.
Rate Volatility: Money Market Special Rates guaranteed for 180 days. All interest rates are subject to modification after the 180 day rate lock without written notice.
Early Termination: Account closure within a designated introductory period may trigger early dissolution fees.
Transaction Limits: Withdrawals and transfers are subject to federal and institutional monthly transaction limits.
Christmas Clubs
| WEEKLY | GOAL | BONUS |
| 1.00 | 50.00 | .50 |
| 2.00 | 100.00 | 1.00 |
| 3.00 | 150.00 | 1.50 |
| 4.00 | 200.00 | 2.00 |
| 5.00 | 250.00 | 2.50 |
| 6.00 | 300.00 | 3.00 |
| 7.00 | 350.00 | 3.50 |
| 8.00 | 400.00 | 4.00 |
| 10.00 | 500.00 | 5.00 |
| 15.00 | 750.00 | 7.50 |
| 20.00 | 1,000.00 | 10.00 |
| 25.00 | 1,250.00 | 12.50 |
| 30.00 | 1,500.00 | 15.00 |
| 35.00 | 1,750.00 | 17.50 |
| 40.00 | 2,000.00 | 20.00 |
| 45.00 | 2,250.00 | 22.50 |
| 50.00 | 2,500.00 | 25.00 |
| 60.00 | 3,000.00 | 30.00 |